TERMS & CONDITIONS

Effective Date: 17/3/2026

Welcome to UmariAyim.com. These Terms and Conditions govern your use of this website and all purchases made through it.

By accessing or purchasing from this website, you agree to be bound by these Terms.


1. About the Website

UmariAyim.com is a personal author platform that offers:

  • Literary content

  • Blog articles

  • Digital products including eBooks


2. Eligibility

By using this website, you confirm that:

  • You are at least 18 years old, or

  • You are using the site under the supervision of a parent or legal guardian


3. Products (eBooks Only)

All products sold on this website are digital eBooks delivered electronically.

  • No physical items will be shipped

  • Delivery is made via download or email after successful payment


4. Orders & Payments

All purchases are processed through Paystack and other secure payment providers integrated with WooCommerce.

By making a purchase, you agree that:

  • You are authorized to use the payment method provided

  • All payments are final once confirmed

  • Prices are listed in [Insert Currency, e.g., NGN] and may change without notice

We reserve the right to:

  • Refuse or cancel any order

  • Limit quantities purchased


5. Delivery of Digital Products

Upon successful payment:

  • eBooks will be made available for download immediately or sent via email

  • If you do not receive your product, you must contact us within 24 hours


6. Intellectual Property

All eBooks and website content are protected by copyright laws.

You may:

  • Download and use purchased content for personal use only

You may not:

  • Share, resell, reproduce, or distribute the content

  • Upload content to file-sharing platforms


7. User Accounts

If you create an account:

  • You are responsible for maintaining its confidentiality

  • You agree to provide accurate information

  • We reserve the right to suspend accounts for misuse


8. Prohibited Use

You agree not to:

  • Use the website for fraudulent purposes

  • Attempt to hack, disrupt, or exploit the platform

  • Violate any applicable laws


9. Limitation of Liability

We are not liable for:

  • Download issues caused by your device or internet connection

  • Loss arising from misuse of purchased content

  • Temporary service interruptions


10. Disclaimer

All content is provided for informational and creative purposes. We do not guarantee:

  • Uninterrupted access

  • Error-free content


11. Governing Law

These Terms are governed by the laws of the Federal Republic of Nigeria, including applicable consumer protection regulations.


12. Changes to Terms

We may update these Terms at any time. Continued use of the site constitutes acceptance of any changes.


13. Contact

Email: contact@umariayim.com, umari.ayim@gmail.com